The RTO program allows you to live in your home before you own it! As such, the expectation is that renovations, upgrades and fixes fall on you, the homeowners-to-be, to cover the costs. That being said, if there are any essential repairs over $1000, Amral will cover 50% of the essential repair minus a $1000 deductible.

Our #1 Goal is to help you on your path to homeownership! During the RTO program we will work with you every 3-6 months to ensure that you are financially set to purchase the property. We do this by:

• Doing regular credit health checks
• Using your rent payment to boost your credit score
• Providing recommendations to improve your financial situation
• Supporting you with finding a Mortgage

If for an unfortunate reason you are not able to buy your home after all of the above, we will look extending the RTO program with a plan on how to get past your financial difficulties.

Yes, we require a $1,000 commitment fee, but this fee will be considered to be a part of your initial options that is used as your down payment for the house at the end of the RTO program.

Typically 2-3 years.

Option consideration includes an initial upfront payment and monthly contributions, both of which go toward building your future down payment. The upfront payment secures your right to buy the home, while the monthly payments help you steadily save for the total down payment amount. Together, they make homeownership more achievable over time.